New Villager Profession: The Banker

Core Function: Provides interest-bearing savings, emergency Emerald loans, and acts as a high-security storage authority. Job Site Block: Safe (Steel Safe) • Size: Placing two Safes side-by-side merges them into a Large Safe (54 slots). • Durability: 100% blast, fire, and lava-proof. • Security: Links to player's Username ID or passcode. Other players cannot open, break, or extract contents using Hoppers. Only the owner and the Banker have access. Economic Mechanics: 1. Savings: Earn 2%-5% interest every 5 days. High savings grant a "VIP Customer" discount effect. 2. Loans: Borrow Emeralds instantly based on village popularity. Repay within 10 days with minor interest. Anti-Exploit System: • Debt Curse: If unpaid, all Villagers globally refuse to trade. Persists through death or changing difficulty to Peaceful. • Wandering Trader Exception: Unaffected by the curse, acting as the player's sole lifeline to trade items for Emeralds to repay debt. • Inheritance: If the Banker dies, records stay safe in the unbreakable Safe. The nearest unemployed villager claims the job and inherits the exact debt. • Cross-Village Ledger: Wiping a village logs debt globally. New Bankers immediately demand repayment before unlocking trades. Trades: • Novice: Gold <-> Emerald. Basic savings. • Apprentice: Small loans (Max 32 Emeralds). • Journeyman: Sells Safes, higher interest. • Expert: Large loans (Blocks of Emeralds). • Master: Sells Bank Bonds for passive Emeralds.