In the marketplace there should be a section that has a number that has 0 Minecoins on it.
You can reload it with coins by buying them onto there or putting the ones you already have on there.
Once it contains coins it can be used as a Gift Card code and you can share it to people and once they use the coins you can change the number.
You can also use it as a piggy bank/savings account EX: you buy 8800 coins, so you put 200 in the account and eventually if you keep doing that you have a lot saved in there.
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